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America's Promise Invites Communities Across Country To Come Together For Children And Youth

brahim_bb_17@hotmail.com (brahimbb17) — Tue, 13 Oct 2009 17:31:00 +0000

Last year, America's Promise--The Alliance for Youth and Founding Chairman Colin L. Powell, USA (Ret.) launched the first-ever competition to identify the 100 Best Communities for Young People.
http://guide4career.co.cc/College

Weaknesses of the Articles of the Confederation and the reasons why the founding fathers created a weak national government

brahim_bb_17@hotmail.com (brahimbb17) — Mon, 22 Dec 2008 09:50:00 +0000

After the American Revolution it was up to congress to establish an organized government so that the United States would not fail. In a quick attempt to do this congress approved the first nation contistution- the Articles of Confederation. The Articles of Confederation, however, was anything but perfect. This "constitution" did not give the national government the power to tax its citizens and regulate trade in order to reduce the national debt. It also got rid of a strong executive branch and gave little power to congress and more power to the states. All of these factors played a role in the weakness and failure of the Articles of Confederation.

The Articles of Confederation never gave congress the right to tax U.S. citizens or regulate trade nationally or internationally. With no power to tax U.S. citizens, congress could not reduce the national debt, and with no pwer to regulate trade it could not have hault imported goods or the flow of gold and silver to Europe. In a desprate attempt to help this situation congress and the states printed paper money during the war. The government promised to redeem the bills with money from future taxes. However, since congress did not have the authority to tax, the value of the dollar plunged. This caused inflation, one of the reasons Shays' Rebellion occured. Since farm wages and prices had falled sharply the farmers were selling little produce but they still had to pay morgages on their farms and other debts. When Shays' Rebellion took place it sent a message to congress showing them how horrible the debt really was huring the American citizens and the country as a whole. This showed how the national government needed to take charge and be granted more power in order to take better care of their people.

Americans feared the threat of monarchy. As a result of this the Articles of Confederation did not grant the executive branch much pwoer over the states. This made it difficult to carry out foreign policy. In effect states took this issue into their own hands. When John Jay and Don Diegode Gardoqui agreed on the Jay-Gardoqui Treaty this was an example of that very problem. Being that congress hand no authority over foreign policy because it lacked executive power, Jay decided to take action. Jay was supposed to draw up a negotiation with Spain to preserve American rights to navigate the Mississippi. However, Gardoqui persuaded Jay to give up all American rights to the Mississippi in exchange for trading privledges to American merchants. The public became hostile and felt betrayed by the Treaty. There was no assembly to make the decision, just one person. This would have been a good time for executive power to step in.

Lastly, the Articles of Confederation gave congress very little power overall. This left voters within a state to do whatever they wanted. Shays' Rebellion, lead by Captain Daniel Shays', revolted against the Massachusetts government. This sent a message to the national government to take care of their people and regulate their actions. With little power congress could do little about their nations' behavior, but with power they could control it. In a sense, this was the "straw that broke the camels' back" because shortly after the new constitution was drawn up.

The Articles of Confederation did not let the national government regulate trade or levy taxes, it got rid of a strong executive power and it gave congress minimal power over citizens. All of these things contributed to its weakness as well as its failure. This benefited the contry in the long run, however, because it showed congress what was wrong which helped create a final constitution.

Dog Worms: Understand Dog Worms Symptoms and Infestation

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 10 Dec 2008 12:07:00 +0000

Until a very recent period, dog worms were thought to be of a spontaneous origin, brought about by the influence of heat upon decaying vegetable matter, and it was and still is freely asserted that puppies are born with dog worms inherited from the mother in some mysterious manner while still in uterus. This has been conclusively proven an error and in the minds of all scientists there is no question about dog worms springing from individual eggs and having a complete life history of their own.

The principal worm species with which dog owners have to contend are round worms and tape worms. The first named commonly infest puppies and consequently are most dreaded by breeders. In shape and size these worms resemble common angle worms, but in color are lighter, being almost white or only a pale pink.

In adult dogs these worms, when full grown, are from three to seven inches long. In puppies they are about half that length, and as thick as common white string. Round worms live in the small intestines, sometimes coiled in such masses as to obstruct the passage, and occasionally they wander into the stomach or are passed by the bowels.

It is easy to understand that when one dog in a kennel is infected with worms, millions of eggs will be passed with the feces. These are scattered all over the floors, bedding, feeding and drinking pans. They get on the dog’s coat, are licked off and swallowed and in numbers of ways gain entrance to the digestive tracts of other dogs, where they soon hatch out and in ten days are fully developed.

This rapid development account for the popular belief that puppies are born with worms, for breeders who have held post-mortems on puppies scarcely ten days old and have found in their stomachs fully developed round worms could account for their presence in no other way. They overlooked the fact that the prospective mother, confined in a kennel infested with worms, would get these eggs attached to her coat, belly and breasts, and the young, as soon as born, would take these eggs into their stomachs with the first mouthfuls of milk.

Symptoms Of Dog Worms Attack

Dog worms are responsible for so much sickness and so many symptoms that it is practically impossible to mention all of them, but their presence can safely be suspected in all dogs which have not been recently treated for them, as well as in cases where the patient is run down, unthrifty and out of sorts.

Other symptoms are a hot, dry nose, weak, watery eyes, pale lips and gums, foul breath, mean hacking cough and a red, scurfy, pimply or irritated condition of the skin and harsh, dry, staring coat that is constantly being shed.

Wormy dogs sometimes have a depraved appetite and will eat dirt and rubbish. Some days they are ravenously hungry, the next day they will not eat at all; their sleep is disturbed by dreams and intestinal rumbling, the urine is high colored and frequently passed, bowels irregular, stomach easily unsettled, watery mucus is frequently vomited and the mouth is hot, sticky and full of ropy saliva.

Puppies which are full of worms bloat easily and are pot-bellied. After feeding their stomachs distend disproportionately to the amount of food consumed. Their bodies are also subject to scaly eruptions and their bowels to colicky pains; they do not grow as rapidly as healthy puppies should and instead of playing with each other they curl up and sleep hour after hour; they get thinner, weaker and more lifeless from day to day and if they do not waste away or die in fits and convulsions with frothing at the mouth and champing of the jaws, grow up coarse-jointed, rickety and misshapen. Puppies with worms are also liable to paralysis of their rear limbs and on removal of the worms the puppies regain control of the affected parts.

A wormy dog is usually an unhealthy and unhappy dog who leads a miserable life. It could even be deadly, especially so for young puppies. Bring your dog to a veterinarian if you are unsure. Your dog will certainly thank you for that.

Increase Your SE Ranking By Promoting Inner Blog Pages

brahim_bb_17@hotmail.com (brahimbb17) — Sat, 06 Dec 2008 10:37:00 +0000

Link popularity is a big factor in search engine rankings. The tendency of blog authors is to promote only the main url of their blog unaware that a large amount of traffic also comes from inner pages or deep links as it is popularly called. How to determine which pages needs to be promoted so that you will increase your blog or website traffic will be discussed later but first we’ll touch on the topic about what keywords are searched in the main url of your blog.

Keywords in the home page

Your home page is limited only to a few blog posts. Blogger defaults to 7 pages but you can assign any number from 1 to 99. Individual pages are created for each blog posts if you selected yes to ‘enabled post pages’ in the settings/archiving page of your dashboard. Therefore the keyword relevance in your home page may vary but not on your individual pages or deep link. Blogger assigns a unique url for individual pages.

For example if your home page contains 7 posts, then the 7th post will no longer be in your home page if you create another post. Keyword density which is a factor in search engine rankings will not be the same as the one before you created a new post.

Promoting your deep links is a good option to increase your overall page rank. Page rank for your deep links can be passed to your home page. Among the many deep links which you can see from your archive, which of them should take priority in promoting?

How to determine which pages to promote first

We’ll use Google as the search engine and you’ll need either a Google Websmasters tool to do this or a statistical counter like StatCounter. If you don’t have a Google Webmasters tool account, open one now.

Using Google Webmasters Tools

In your dashboard click on the name of your blog. A page will open that will have several menu items on the left. Click on ‘Statistics’ then on the ‘Top search queries’ on the submenu. You will be presented with two data groups: Top search queries and Top clicked queries. Both have the same column headings.

The ‘%’ column is the percentage of a search term from the total number of search terms that your website or blog received for a specified time period, that’s 1 week.

The ‘Query’ column is the keyword that searchers typed on the search box.

The ‘Position’ column is where your page is located in the search result. Google displays 10 results for each page. If your position of your page is 11, then that page is the first item of the second page of the search result.

If your page is listed in the first 10 results, then it must be having good traffic. If the position is more than 10, then its a candidate for further promotion so that it will go to the top 10.

To know what the url of the page the search query is pointing to, right click on the search query and select ‘open in new tab’ if you are using Firefox. The Google search results page will open, find your page basing on the ‘Position’ column. Once you find it, get it’s link location by right clicking and selecting ‘copy link location’ then paste it in notepad. The further your page from the top 10, the more promotion it needs to reach the top 10.

That’s it, you now know what deep link pages that needs promoting. Promote it using the searched term as the anchor text. Write articles, post blog comments, participate in forums using that url. Push it forward and you’ll increase your website or blog traffic.

Benefits Of Article Marketing - #9 Traffic From Your Blog

brahim_bb_17@hotmail.com (brahimbb17) — Sat, 06 Dec 2008 10:36:00 +0000

We have to discuss blogging when we talk about the benefits of article marketing. Blogging is an excellent way to build your business writing articles.

Certainly, if you have a blog of your own you should be posting articles in those. I personally think you should vary the content a little so that you are not posting the exact same article in your blog that you are also submitting to various article directories.

You do not have to rewrite the whole article, but you do want to make it a little bit unique. This gives you an opportunity to attract new readers when you social bookmark your blog post.

You should do this without changing the meaning of the article. You will find it will become second nature to you and is not hard to do at all, as you work at doing rewriting to make each article unique.

Another idea that people do not often think of is to become a guest blogger and write for other blogs. One problem that all bloggers face is how do they keep their blogs current and fresh content coming into it on a consistent basis.

This is especially true during the vacation season when people want to take some time off and they don’t want to have to stop what they are doing and post in their blog. This gives you an opportunity to use your article writing talents and blog for them.

You could offer to do it for free in exchange for allowing you post back links in the articles to your website or blog of your own.

Another thing you could do is trade blog articles with bloggers and give each of you additional exposure. This is a form of a link trade from the old reciprocal linking days.

You write a blog article for them and link back to your blog and they write a blog article for you and link back to yours.

One final point to keep in mind is many article directories want articles of 400 words or more. When you blog you are not under any word count minimum. As a matter of fact if you can often get your point across in 250 word blog articles!

Article marketing definitely has many benefits as we have seen. Becoming a blogger is another one of them and a great way to add content to any site.

Traits of a Successful Blogger

brahim_bb_17@hotmail.com (brahimbb17) — Sat, 06 Dec 2008 10:35:00 +0000

Blogging is definitely a very powerful way of building your business online, but you need to have some important traits if you want to really milk this cow. The following are some of the important traits that you need to have to make your blogging a significant driving force in your business promotion.

Give time to your blogging campaign

Most people flounder in their blogging campaigns because they do not set an adequate amount of time for blogging. You must spend at least two days blogging for your business and you must do it yourself, without delegating it to anyone else. Why will you need two hours? One hour you can keep aside for finding new blogs to make posts on each day (trust me, I have lived through this and I know for a fact that it is not easy to find new blogs each day) and the other hour you should keep aside for actually making the posts. Since blogging is actually a fun activity (at least I think so), you can keep it for the times in your day when you feel like you want a diversion from your other brain-deadening work.

Mingle with the crowd

It is very important when you are blogging to go with the drift. Read the previous posts to understand what people are talking about, and when you make a post yourself, you must take care to continue with the conversation and not put a break in it. In every post, make sure that you put your perspective across. This is what people really want to read.

Have your own blog too

This is quite obvious, but you will be amazed at the number of people who simply scavenge on other blogs with their business website link but do not maintain blogs of their own. This is a very serious fallacy. First make a blog of your own and then start blogging on other blogs. This way, you will be able to promote your blog, and through that your website in your posts. You can realize how much better that will be for bringing in targeted traffic to your website, can’t you?

Be well informed

When making your posts, do not come across like a nerd. First, research on what you are going to write about and make sure of the facts. Then, and only then, make your post. If you write something that’s an obvious mistake, it will definitely create a bad impression on the reader and will do more harm than good.

Write in an appealing manner

You do not have to be a literary genius to make a blog post, but you sure must have the writing skills to get your point across. Write in a friendly tone because blog-savvy people like to read such language.

Educate yourself on blog marketing methods

You will need to learn what link sharing is. This is the process of writing on other people’s blogs so that they write on yours and you can promote each other’s links. That way you are both mutually benefiting because the traffic is increasing. You have to do this kind of link sharing quite frequently with different blogs so that you increase your chances of getting visitors.

These were some of the most essential points you need to remember when you are promoting your website through blogging. However, these are by no means exhaustive. As you blog more and more you will learn many more strategies that put your blogging strategy at the top spot of your web marketing campaign.

The Best Means For Internet Marketing Is Blogging

brahim_bb_17@hotmail.com (brahimbb17) — Sat, 06 Dec 2008 10:35:00 +0000

Post to your blog at least three times a week to keep human visitors and search engine spiders coming back. Posts have images and even a complimentary podcast. This blog strategy reminds me of what Lee Iococca did for Chrysler in the 80’s where the man behind the brand put himself in front of it.

Search engines cannot read image files. While there is a filename associated with every image on the internet, chances are, these filenames do not contain a sensible title or description of the image. Search engine marketing is one of the best marketing methods to enhance your web presence and your business opportunities thereby. Internet marketing strategies comprise of various services like website optimization, keyword analysis, SEO content writing, link building, ppc and lot more. Search is driven by the feedback loop of data. About half of users are doing long research sessions of 30 minutes or more.

Search engines look for sites that are adding value to the community. If you are presenting information that has been presented 100 times by others, it is going to be tough for you to get ranked. Search engine optimization is an integral part of Internet marketing way of life. And a typical part of this SEO strategy is link exchange - you can put links to your primary resource to increase ranking in search engine to do a better Internet marketing.

Article marketing helps you establish your authority by showing potential customers that you know what you are talking about. People want to do business with a recognized authority. Article writing, blog production and content creation for e-portals and podcasts are just some of the examples whereby all you need is a creative mind and a deft hand that can write? Affiliate marketers pay top dollar for good content ?

Researching Internet marketing online is one method which can be used for learning more about this topic. This type of research can be very informative and can provide the business owner with a great deal of advice and other information. Research has proven that the most effective affiliate links are text links. They far exceed banners and flash animations when it comes to click through rates. Research has shown that the longer you keep people in shopping malls, the more likely they are to buy something. Shopping mall designers know things like you will almost always turn right when you enter a mall.

Links bring top rankings and traffic! You need fresh links! Link exchange - Getting links from other known sites would give the best traffic that you will ever need. But can you sacrifice your time in looking for webmasters who can accept your site? Link building services and website promotion are essential to grow your business on the web. Blog Marketing and Promotion have proven to be a highly successful method of driving targeted traffic and relevant search engine indexed text links straight to your web site!

Creating a blog, maintaining it or posting an article to a prevailing blog is known as blogging. Individual articles on a blog are known as blog posts, posts or entries. Creating PDF’s is a lot more straightforward than it used to be. I prefer to use eWriterPro because you can write and edit the book, insert all your hyperlinks and convert the finished product to PDF all with one program. Create an image that appeals to your target market and promotes credibility for your business. Choose fonts and colors for your website that are clean and friendly to the viewer.

Web analytical tools are a must to improve conversion rates for your website. Website visitors are potentially the life blood of your internet based business.

Understanding Auto Insurance

brahim_bb_17@hotmail.com (brahimbb17) — Mon, 24 Nov 2008 11:48:00 +0000

Understanding Auto Insurance

Auto (car) insurance is a type of insurance coverage for damage to and resulting from an auto. Insurance of this type can cover a variety of things depending on the kind of auto insurance that has been purchased.

All auto insurance policies involve a premium, which is the payment a customer makes to have auto insurance. Premiums for auto insurance can be extremely divergent and are determined by a number of factors. Gender is the major determinant for auto insurance premiums. Statistically, men are 80% more likely to be involved in an accident, and therefore have a greater need for insurance. Auto insurance premiums for men are higher than auto insurance premiums for women. Similarly, teenagers are considered high risk and will have to pay higher auto insurance premiums. The auto insurance premium can be reduced if the teenager takes a defensive driving course. Many states require teenagers to take defensive driving courses in order to obtain a driving permit and auto insurance.

It is customary for auto insurance plans to have a deductible that the customer is responsible for before the auto insurance provider offers coverage of expenses. Deductibles can have an effect on the coverage available under an auto insurance plan.

Auto insurance is slightly different than other types of insurance because you can purchase auto insurance that covers specific needs. For this reason there are different kinds of auto insurance. Auto insurance basics are covered by liability auto insurance plans. Liability auto insurance is usually the minimum required by state laws. Liability auto insurance is characterized by a set dollar amount of coverage for damages resulting from accidents or negligence. The coverage amount of liability auto insurance can be applied to property damaged in the accident that is not an auto.

Car insurance also comes as collision auto insurance. Collision auto insurance is meant to cover the cost of repairs to a vehicle involved in an accident, or the cash value of the vehicle if it cannot be repaired.

Comprehensive auto insurance is also available. With comprehensive auto insurance, coverage of fees for repairs is provided for accidents that are not collisions. Comprehensive auto insurance will, for example, cover hail or fire damage.

Whatever type of auto/ car insurance you need, Business Health Insurance can help! We have all of the information on auto insurance in your state.

Cheap Teen Auto Insurance

One of the most common desires of teenagers is acquiring his or her own car. And when they truly deserve it, they do get one. Of course, before you can allow your son or daughter to drive on their own, they must first meet the required age to secure a license. In most cases, being able to secure a license means one thing for teenagers - freedom!

Once you've got your teens their cars, the next thing that you must think about is car insurance. One of the first and most important considerations is the price of the insurance premium. Most insurers charge higher premiums for auto insurance for teenagers. This is because these companies see most teen drivers as being more reckless and accident-prone than adults.

Fortunately, there are ways in which you can lessen the charges for your teenager's car insurance. These factors might help you get a better deal in the future.

1. A spotless driving record. It is essential that you emphasize the importance of observing traffic laws and of having a clean driving record to your teenager. This means that they should avoid speeding tickets and other such traffic violations at all costs. And, while accidents do happen, being more aware can minimize the incidence of one happening. A clean driving record will be awarded with lower premium payments.

2. Look for auto insurance with a greater deductible. The premium payment is usually less for auto insurance that covers a higher deductible.

3. A car endowed with more safety features. It would be more beneficial to get your child a car that has a lot of advanced safety features. Avoid vehicles that fall under the higher hazard ranking class.

4. Follow license restrictions. Teenage drivers need to stick to the restrictions and guidelines that their licenses specify.

5. Get a stand-alone policy. With this kind of policy, your child will be responsible for his own insurance. As a new driver, he will only be allowed daylight driving, a certificate from a driving school, and the like.

As a parent, the most appropriate thing for you to do is to inculcate the value of responsibility in them. Make them accountable for whatever happens to their car. They can even work part-time so that they can pay for one-half of their premium.

Understanding Auto Insurance

Dealing with the little details of insurance is always an issue with so many people. Most do not even understand the working of auto insurance. I would share some tips that would help you to understand auto insurance.

1. One of the most important tips that would help you get a discount is to check with your auto insurance agent before buying a car. The value of the car, the cost of maintenance and the likelihood of theft all affects the rates you have to pay. Get to know the policies of your insurance provider before you make a final decision on the car/vehicle to buy.

2. Most insurance companies would give you discounts if you take out more than one insurance policy from them. You can check to find out whether it would be better for you to take out all your insurance policies from one company or if the discount you get from different companies on different policies would make more sense.

3. The deductible is the lowest minimum you have to pay before your insurance policy starts to run. The higher deductible you pay the more discounts you get. What is the highest deductible you can pay? It is always better to pay a higher deductible than lower.

4. Safety devices in your vehicle also qualify you for discounts. But you have to ask for them, most agents may not tell you about it unless you ask for it. Devices like airbags, anti-theft, anti-lock brakes and daytime running lights.

5. Shop around for the best deal! Do not just rely on one quote or one referral. Check out different insurance companies. There are many of them competing for business. So take advantage and save several hundreds of dollars.

Understanding Auto Insurance

Many times, people ignore buying insurance coverage while purchasing a car, considering auto insurance as an aspect that would increase the financial burden. However, buying car insurance is vital as it considerably reduces financial burden incurred due to an accident or property damage.

Most people have a faint idea about their insurance requirements. According to the law, car insurance should cover certain minimal requirements in order to be considered as valid. The primary coverages included in car insurance are liability coverage, personal injury protection, medical expenses, death benefits, property damage liability, uninsured/underinsured motorist coverage, comprehensive coverage and collision coverage. Each state has different requirements pertaining to these coverages. Understanding these coverages could significantly reduce the insurance costs.

Liability insurance coverage is mandatory under most of the State jurisdictions. Liability insurance provides coverage against injury caused to the person driving the car. It also provides coverage to people injured and to the property damaged during the accident. The minimum required amount for liability coverage differs from state to state. However, liability coverage is not a compulsion is States such as New Hampshire, Tennessee, South Carolina and Wisconsin.

Certain States require insurance policies that provide personal injury protection and also cover all the medical expenses incurred at the time of treatment. Also available are certain policies that provide financial coverage against any lost wages, if the person insured is injured in any accident. It is always wise to select a policy that includes death benefit option, so that in case of the unforeseen death of the insured person during an accident, the policy provides financial security to the family.

Collision coverage covers any vehicle damage that has occurred due to a collision. Comprehensive coverage covers issues such as theft, fire, and damages due to falling objects, missiles, explosions, earthquakes, flood and riots.

6 Different Types of Auto Insurance

Automobile insurance is the most popular and most bought insurance in the USA. The country has much more auto than people and a lot of States make it law that people need to have car insurance. With so many people demanding insurance it will always be best to be informed about the various aspects of motor vehicle insurance. This article will focus on the six different types of car insurance.

Bodily Injury Liability is an insurance policy that covers drivers of another car. If the policy holder is in an accident and another driver is hurt then the medical costs will be covered by bodily injury liability This mainly benefits policy holder as he does not have to worry about being sued.

The Medical Payments or Personal Injury Protection (PIP) insurance coverage is close to the bodily Injury liability mentioned above. The difference between the tow is the fact that the policy holder and associated passengers are covered in the case of an accident. This means they are entitled to have their medical bills, loss of wages and even death is covered.

Under Property Damage Liability car insurance policy, the insurance company will cover the cost of repairs to the other party’s car in the event of an accident. With this coverage the other individual’s damages will be paid for by the insurance company, while the policy holder would have to pay for his own damage from his own pocket.

The Collision insurance policy is one of the most common and cheapest auto insurance policies available. With collision the insurance company will pay for the damage or repairs if another driver crashes into you. This usually requires drivers to have a deductible and once the deductible is paid, the insurance company will pay for the rest.

Comprehensive coverage is another popular policy for motor vehicle owners. With comprehensive coverage the car is covered from a wide array of things. The car will be protected from fire, theft acts of God and collision with other vehicles. Policyholders need to pay a monthly deductible. Once this is paid in the event of an accident, the insurance company will cover the rest.

in the event that someone with no insurance crashes into you, then Uninsured and Underinsured Motorist Coverage will cover the costs of the damage sustained by the driver. If it happens to be a case where it was a hit and run, then the policy holder will be protected.

Understanding auto insurance makes it easier if you plan on purchasing in the future. You have looked at Bodily Injury Liability, Medical Payments or Personal Injury Protection (PIP), Property Damage Liability, Collision, Comprehensive, Uninsured and Underinsured Motorist Coverage. In analyzing each policy we get to see what each one has to offer. In doing so it allows the potential purchaser of insurance to have the best information available for making the choice on their auto .

Guide to Finding the Best Auto Insurance

Auto insurance policy is the primary need of all automobile owners and/or drivers. In some countries it is compulsory buy auto insurance just after a trial ride.

Finding the best auto insurance involves finding someone who will offer you good price as well as treat you fairly when you need them most “at the time of filing a claim.” Usually, it is easier to collect data and auto insurance quote but the toughest part is to find a counterpart who will treat you fairly when you will be in the need of help – after accident. Best auto insurance policy should be insurer friendly and cheap.

To find best auto insurance policy make a search in local markets, compare the provided quotes and ask them questions as much as you can. Provide them with full and detailed information about you and your vehicle and make them feel that your automobile is accessorized with anti-theft device and car alarm. If the company is fully satisfied they will surely offer you the best auto insurance policy with cheap quotes.

Internet would be helpful for you in both these regards. Information below will help you buying best auto insurance policy:

First of all look at the declaration part of the policy, which includes information about drivers in your house, model number of vehicle, vehicle identification number and policy number. Policy limits, deductibles and coverages purchased will be mentioned there. Thus read this portion and decide yourself, to accept or refuse.

Coverage portion of auto insurance policy comprises coverage limits such as medical, comprehensive and collision. This section mainly outlines what the insurance company will provide in case of accident. Auto insurance policy with strong coverage is the best auto insurance policy.

Conditions - This section includes all about legal bindings. Points included here are steps to filing claim, premium payment obligations and instructions to solve disputes. If you find this section of auto insurance is in your favor, then the policy is insurer friendly and also the best auto insurance for you.

Classic Auto Insurance

Do you have an antique or classic car that you want to have an auto insurance policy for? Collectors of antique cars often want to insure their vehicles in case anything was to happen to it, but many people don't know where to look. Before you start shopping around for classic car insurance, there are a few things you need to know about it.

1. Know what your Car is Worth

When shopping for insurance for your car, you will need to know the current value of it. Your car may appreciate slightly in value each year, as it gets older, and you will want to be insured for the right amount. It may mean a higher premium, but you will still want to know that the entire value of your car is insured in case anything should happen to it.

2. Know What You Need in an Insurance Policy

You will want to know ahead of time what kind of coverage you need on your insurance policy. Do you want coverage for fire and theft? Maybe you just want liability coverage in case you are in an accident. It is a good idea to plan ahead and know what kind of coverage you want before you start looking around.

3. Know How much you Drive

Many specialty insurance policies such as the one you are looking for have monthly or yearly mileage restrictions. Make sure you know the mileage restrictions included on your policy and be aware of how much you are driving.

3. Do Some Research on the Top Companies

Know which companies specialize in providing insurance for antique cars. Here are some of the top insurance providers for classic cars:

Grundy
Hagerty
American Collectors
Classic Collectors
Leland-West

Against stools - you can easily regenerate their glance

brahim_bb_17@hotmail.com (brahimbb17) — Thu, 20 Nov 2008 17:03:00 +0000

Against stools - you can easily regenerate their glance

You have these against stools out of wooden in your kitchen which miss just in the department of model, but the thing is, you do not want débarasser them because they are always extremely vigorous.Well, which you must do then is to regenerate their glance and here some ideas of which you could benefit to do that just.

Really, you can regenerate the glance of your against stools which are made starting from wood and it is not as hard as you could think.Follow simply this guide and in one nothing time whole yours will have a new and improved aspect.The ok, so much initially in addition to the EC what you must do is to sandpaper in addition to old spot or to finish which is currently on them.This could take two or three days to make thus if you want to accelerate the process instead of doing it with the hand with a piece of paper of sand, can buy or rent a grinder to you to obtain work completed more quickly.

After sandpapering, your stools of meter will have a very basic aspect and will provide you a white fabric to carry out enough much of any glance which you want with them.For example, perhaps you want to very give them a country like aspect to go with your directed kitchen of country.Then, which you could do is to paint your stools with any painting of color which you want, like blue or red, even white or cream regular would be a nice choice.Thus, you comb the stools and to achieve their aspect then, you turn over to these document of sand and sand in addition to few spots here and to give them a beautiful afflicted aspect there.

Or, perhaps the glance which you want to carry out with your against stools out of wooden is something which has more than one sophisticated glance.Then, which you could do is to apply a deep nut spot to him.You could have to apply the spot several times to make sure that it takes and covers well each field of the supply.Do not make any type of sandpapering after you are made applying the spot different with the option from country because then it will not prove as you want.

In addition to the sophisticated countries and glances, there are many of other manners of improving the glance of your against stools.You must just obtain creative and if you are not completely sure what to make, made simply research on the Internet to have some ideas and what you could make with these beautiful options of allowance of the places.And, the Internet is also a nice manner to buy the new ones as well thus if you do not feel like taking a project to change their aspect, do not make you must and can just buy the new ones in the place.

Thus, if counters them stools drink some in your kitchen are not all which satisfying the eye, then change to the top of their aspect with some of the ends that you have ready about today.

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 19 Nov 2008 21:43:00 +0000

Male products of removal of hair

The male products of removal of hair become now an enormous market of improvement of beauty.The men see finally the potential of what good grooming can do for their aspect.There are various techniques of removal of hair available for the men, that can take much time in the bathroom.Generally the type of technique employed to remove hair depends on the place, the density and the type of hair to be removed.

Many male products of removal of hair even traditional shaving, waxing and tweezing.The principal destruction of cause and make suffer literally.These techniques offered a very short provisional difficulty to the nondesired hair that all the treatments of laser of stop become also very popular, but if you prove precisely to change a spirit the effects cannot be reversed.Consequently you want a product of removal of hair which has a decent longevity, that does not cost an arm and a leg, and also allows you to be in and out of the bathroom quickly.

There is fortunately an option.The product of removal of the hair of Revitol is one 100% all the normal cream of removal of hair, this employs the best and documented well ingredients to remove successfully of the hair.Evaluated like cream of removal of hair of number 1 # on the market.Examined per many dermatologists, who all concluded that the cream is extremely effective by removing the nondesired hair.The cream is formulated to be applied with the precision to be able to obtain the best possible aspect.

The cream is also formulated to be able to be employed on same the most significant parts of the body.Are manufactured of 100% all the normal ingredients there no possible possibility of the side effects of the malicious chemicals.One of the best advantages of employing this product of removal of hair is than to more employ it you more regularly than more the recroissance hair becomes is slow, and it becomes also less dense.Revitol are so proud and trustful in their male product of removal of hair of the number one that they support it with a guarantee of money back 90 day old.

Prolongations of nail - obtain the long ones and elegant nails today

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 19 Nov 2008 21:42:00 +0000

Prolongations of nail - obtain the long ones and elegant nails today

When you meet initially a person, the hands are one of the things which you note initially.The hands can be a strong reflexion of the character of the person, and the nails make usually the major part of the indication.The short nails, shredded and chew-towards the top can indicate a character nervous or subjected to a constraint, the long nails with dirtiness under them can be a sign of poor hygiene while the clean nails and bien-manicured indicate to you that the person takes time to work with their aspect.If you envy the women who have long sophisticated nails, then you can want to start to look at some types of prolongations of nail to see how you can carry out the same glance.

Acrylic resin

One of the popular types of prolongations of nail is the acrylic prolongation.These prolongations are mixture of a liquid and acrylic powder.Once that combined, the two elements create a paste.This paste is then swept above the nail and left to harden.Many women prefer this type of prolongation of nail because of its normal glance and longevity.However, you must prepare with frequent sufficiencies which should be made every two weeks.

Glass fibre

The ladies who would like to go to seek a lighter option consider glass fibre prolongations.These prolongations can be meaner but they offer really same impact strength as their acrylic cousins.Be just sure to stick with the glass fibre, and not the fabric or the silk which are also the popular products of replacement.These two can not offer the same force that you need.

Freezing

Freezing is one of the types of prolongations of nail which are traditional.The process to apply prolongations of nail of freezing implies to mould a coloured piece of freezing and fitting of precision it at the end of the nail.You can choose to make it mix with the remainder of your nail or you can go to seek a French end.Once that adapted, light UV is employed to harden freezing and to form part it of the place.

Webstats Software

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 19 Nov 2008 19:32:00 +0000

Webstats Software

First, a quick note on the webstats packages you’re likely looking at if you use a basic web hosting package, such as the Mini-Me package I use for Work Industries from Nexcess.net, a service I recommend.

Webstats Software

The webstats software you’re using is free and offered en masse to everyone. Common webstats packages used include AWStats and Webalizer, both of which are not great but will do the job for most people starting out or looking for an overview of their website’s performance.

Webstats software, A Quick Guide to Reading Webstats

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 19 Nov 2008 19:17:00 +0000

Webstats software, A Quick Guide to Reading Webstats

On Monday and Tuesday of this week, I was in Penticton visiting a client, Theytus Books. Theytus is Canada’s largest indigineous publisher and I’m part of a team doing work for them to analyze some of their business practices and make technology and web recommendations. Visiting Theytus’ office and business setup was a great experience and helped me contextualize the work I’m doing for them. The visit improved my understanding of Theytus’ technology and web practices, and it allowed me to get a better handle on how our recommendations will end up living in their world.

On the second day of our visit, I sat with Anita Large, Theytus’ Managing Publisher, and asked her to show me Theytus’ hosting account. We went through some of the details and I made notes. Then we opened up Theytus’ webstats. Anita knew about her webstats and knew they meant something about the performance and health of her website, but she didn’t have a great understanding of what each metric meant and so she had stopped looking at them.

I spent some time going through the Theytus webstats with Anita, and it was suggested to me by a colleague, Kiley, who also listened in on my webstats chat, that Anita was not alone in wanting a quick guide to webstats. I walked Anita through the stats in about half an hour and she loved being able to understand the words and figures. So, in the spirit of sharing, and because I think Kiley was right, here’s a quick guide to reading webstats.

Webstats Software

First, a quick note on the webstats packages you’re likely looking at if you use a basic web hosting package, such as the Mini-Me package I use for Work Industries from Nexcess.net, a service I recommend.

The webstats software you’re using is free and offered en masse to everyone. Common webstats packages used include AWStats and Webalizer, both of which are not great but will do the job for most people starting out or looking for an overview of their website’s performance.

Think of it this way: the webstats packages that come with basic hosting are like the standard gauges on a car - speedometer, oil temperature, battery amps, fuel volume. They tell you some basics and you’re able to start off and get around with them. A more advanced car comes with some more advanced gauges - tachometer, turbo-boost, oil pressure, fuel consumption, tire pressure. An expensive car built for a specific purpose - an F1 race car, a rally car, an endurance car - requires more specialized tools that provide greater volume and more granular detail of information. The more advanced tools also require skills and experience to interpret the information, relate it to the performance of the car, and turn it into a meaningful action plan to change the performance. But I’m getting ahead of myself. Here, let’s stick with the basics.

Just as with a car, some of the measures in your webstats are useful for managing and enhancing your website. Some of the measures are just added-on information to sell the car. They’ve been added because they make sense to the folks who built the webstats packages or simply because they could be added.

Knowing how to interpret the measures - to transform them into useful information - is far more important than the volume or detail of the measures. The more you invest in your car or website and the more you demand of its performance, the more you need to know, and the more you need to create a strong feedback loop that monitors performance. The reporting should be commensurate with both the rewards of analysis and the analyst’s level of expertise. A daily commute doesn’t require an F1 race car.

So which measures matter and which measures are just added-on information?

Finding the Meaning in the Glut

For most websites, here are the numbers that matter from the common webstats packages:

Meaningful Webstats, Webstats software

Unique Visitors: This is the single best measure of how many people are coming to your website. Under detailed scrutiny it’s flawed, but as a basic measure, it works very well. Keep your eye on it. Your Unique Visitors number should be growing month after month and year over year. See if you can find monthly patterns in this number, or seasonal patterns that correlate to something in your business. (This stat can also be called Uniques.)
Visits: Visits displays the total number of times people or spiders have come to your site. People are humans visiting with a web browser, while spiders (or bots) are computer programs used by websites like search engines to crawl your site and retrieve its content so it can be added to the search engine index. (Here is a good list of the search engine bots’ names.) The Visits stat is the second-most important thing to watch. (Visits can also be called Number of Visitors or Visitors.)
Page Views: The Page Views number shows you the total number of pages requested and served by your web server. If a user comes to your homepage (1), then clicks on a link to your About page (2), then clicks on Contact Us (3), then closes their browser window, they will show up in your stats as 3 page views, 1 unique visitor, and 1 visitor. (Page Views can also be called Pages.)
Referrers: These are the other websites and sources of links (called direct referrals, meaning bookmarks, email links, direct URLs typed into the browser) that are directly sending you traffic. Keep an eye on this stat because it will tell you where your users are coming from and who is linking to you.
Search Keywords: These are the searches people are using to find your website. When they click through to your website, the search engine tells your web server what search they used, and your webstats software reports on this.
HTTP Status Codes: These will tell you what errors your web server has logged. The most common and most important to stay current with are 404 errors - “file not found.” These occur when someone tries a URL and doesn’t get anything back from the server. They often indicate a misspelled link or misreferenced file (internal) or a mistake from an external site pointing at your site. Either way, you want to track down each of these errors and see what’s causing it. Each one is a potential connection with a prospective client.

Kinda Meaningful Webstats, Webstats software

Days of Month: It’s interesting to watch which days attract more traffic, and to watch which new content or events on the website can drive user behaviours, but it’s very hard to correlate these stats back to events.
Days of Week: See above. But, the real value in looking at Days of Week is seeing which days people visit your site. Generally, the middle of the week will be busiest, with Tuesday, Wednesday, and Thursday probably your most popular days.
Hours: If you blindfolded yourself and had to guess when people were visiting your site, you could probably draw a graph pretty close to the way this stat appears. A business-related website will draw people during working hours and a website that caters to personal interests will draw people in the evening.

Mostly Meaningless Webstats

Hits: Hits represent the most overused and abused term in website performance. Hits mean nothing. I’ve heard some people say that HITS are How Idiots Track Success. Simply, a hit is one file requested and served from your server. That file could be any type. A homepage consisting of 37 files (not unusual) will register 37 hits every time a person or bot requests the homepage. Hits mean next to nothing.
Bandwidth: This is the amount of data transferred from your web server to requestors. Unless you’re metered by bandwidth, it’s not too important. You’ll likely find that your homepage or most popular landing page is the top bandwidth user, unless you have high-bandwidth files on your server, such as audio, high-resolution images, or video files. Don’t pay much attention to bandwidth unless you’re close to your hosting limit.
Hosts: These are the ISPs used to connect to your site. Unless you can differentiate ISPs from URLs, skip spending any time on this stat.
Visitor Domains: Depending on your webstats, these have varying degrees of accuracy. Basically, every request to your web server comes from a requestor using an IP address. Visitor Domains groups these requestors by IP address, which are assigned in blocks to various organizations and countries. But the mapping of IP addresses to countries is very unreliable, so Visitor Domains ends up being unreliable.
Operating Systems: Microsoft Windows is the most popular operating system in the world. Do you need your stats package to tell you that? What are you going to do with that information? Nothing, unless you’re offering software for download.
Browsers: Microsoft’s Internet Explorer is the most popular web browser in the world, but its market share is eroding. Mozilla Firefox is second and growing. Apple’s Safari reach is small. So are Opera’s and a few others. The only important thing I have ever learned by looking at Browsers is that a mobile browser was accessing one of my websites. That .2% of my traffic was interesting to me. But I wasn’t going to do anything about it. Build your site according to the W3C web standards, employ a good web designer to ensure your site works with the quirks of the major browsers, and every few months glance at the overall market share of browsers.
Any other stats overlooked here.

Setting Up and Securing Your Webstats

In your hosting account, you likely have access to your stats page. It’ll be called webstats or the name of one of the software packages listed above. A few questions to ask are:

Is your stats page secure or can anyone with the URL for it see it? This is important. Copy the URL of your stats page, log out, then paste the URL into the address bar of your web browser. Can you see the stats page? If so, it’s not secure and anyone can see it. You want it to be secure. Get in touch with your hosting company and tell them you want it secured. If they balk at this or try to charge you money for it, change hosting companies.
Is your own activity tracked in your stats package? You probably visit your own website. Is your webstats package adding you or your company’s activity to its numbers? Ask your hosting provider. Or, look for a page that only gets accessed when you’re logged in. If one of these pages shows up in your stats as getting activity, then you are skewing your own stats. This could mean very little, if you have strong traffic volume, or it could mean a lot. Contact your hosting provider and ask them how to remove your own activity from your stats. There are ways to do this, such as not including the traffic of a specific IP address, so be persistent and get them working for you.
Do you get your webstats on a regular basis? Are they run automatically? You should be able to answer “yes” to both of these questions. You also want to get your webstats on as regular a basis as possible. Weekly is good, daily is better.
Never let your ISP or host throw away your webstats. Historical data are important and data storage is cheap. If they insist on removing your historical webstats, tell them you still want the data and ask them to export them to a file for you to keep.

Trends to Watch: How Your Webstats Relate to Your Efforts

Here is a first-draft list of things to watch for in your stats:

Month-over-month trends for meaningful metrics (or week-over-week if you get weekly stats).
Spike activity in unique visitors, visits, and bandwidth. The good scenario is when this correlates with a link to your site from an external site with lots of traffic. You’ve been found, deemed worthy of attention, and linked to. Watch your referrers to see where the traffic is coming from. The less-good scenario is when a spike correlates to poached content (other sites using your images to serve on their pages) or some kind of scraping of content (other sites literally copying and pasting your content onto their own site).
Search keyword phrases: These will tell you what terms people are using to find your site in search engines. Some search keyword phrases will come as no surprise if you’ve built your site correctly, but others will be completely unexpected. This is both the pleasure and frustration of working on the web - getting found for what you offer and getting found completely randomly for something you never considered being found for. Search keyword phrases are leading indicators of areas of opportunity for your site.
Referrers: Since referrers are the websites that are sending you traffic, of course you’re going to want to pay attention to them. Who are they? What made them link to you? Can you find how they linked to you? Go to their website and get in touch with them. The web is made of people. Web people love to get a “thank you for linking to me” email.
Most popular entry pages: These are the pages people have bookmarked or linked to. Why? Are you an authority or resource for something you never intended to be? Sleuth around a little and find out why people are coming to that page of your site.
Overall number of visitors: Unless you have large enough numbers - like in the hundreds or thousands - for the Meaningful Webstats listed above, don’t sweat changes in your overall numbers too much. Watch them, but don’t obsess. Small numbers are often statistically unreliable. Ignore the percentages of change until you have large enough numbers for them to mean something.

So that’s it. What do you think? Many of you out there have great knowledge of webstats packages, far more than I have. Feel free to take this quick guide and use it to educate others - just give me some credit for starting the snowball rolling!

If you have anything to add or ask, please do so. Together we’re much stronger than any of us alone or on islands. The web is about links and connecting information. Add a comment, send me an email or post on your own site and link to this post to continue the conversation.

Webstats software

Anti Spam at the Enterprise Level

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 19 Nov 2008 18:32:00 +0000

"anti spam appliance" Anti Spam at the Enterprise Level

Every one of us knows how spam impacts us. Every day we either get a ton of spam - or if we're fairly well protected by spam filters - only a few pieces.

Like a large number of people, I don't use any spam filters. Ah. You think I'm insane. But wait. My problem is that I get a lot of email from marketing types which I want to receive. And the spam filtering software is not very sensitive to my needs. Even white-listing doesn't always work. So, I prefer to get all that spam and just delete it.

Now this solution can work for me despite the time it takes to delete my daily overdose of spam. However, at the enterprise level, it's a whole different story. If you have a relatively large internal network with even a modest number of email users, you're looking at a major problem. And the more users you have, the worse the problem is.

Sure, you can put up software on the mail server. Works, kind of. But pretty soon you may find you need to upgrade the mail server. And that's after you already put it on a stand-alone machine.

anti spam appliance

Rather than continuing to buy ever more expensive software to run on a machine that keeps needing to be upgraded, you might want to think about a dedicated anti spam appliance.

To give you some idea of what's possible let's take a look at Barracuda Networks dedicated anti spam appliance. All you need to do is put this baby in front of your mail server. I say baby, advisedly because this one will learn by doing and by training provided by your users.

Dean Drako, CEO of Barracuda Networks said, "Bayesian filtering is still one of the most accurate defenses against spam. The new plug-ins allow users to directly train the Bayesian filter, making the Barracuda Spam Firewall even more accurate based on the users individual email preferences. Viruses and other threats can infect the network quickly if they are not stopped at the network edge. With Intent Analysis our customers have an advantage over these threats because the Barracuda Spam Firewall is able to block them real time. Consequently we have consistently been a first responder when some of the most malicious virus attacks have hit, saving our customers from potentially devastating damage to their networks."

This is one beautiful little machine. A Barracuda Spam Firewall can support from 1,000 to 30,000 active users. It can usually be installed in less than five minutes and receives automatic hourly updates for new forms of spam and viruses. It has a 10 layer defense system beyond the use of open source anti spam and anti virus solutions: denial of service and security protection, IP block list, rate control, virus check with archive decompression, proprietary virus check, user specified rules, spam fingerprint check, Intent Analysis, spam rule-based scoring, and Bayesian analysis. Plus it also does both inbound and outbound email filtering with the inclusion of sophisticated outbound email filtering techniques (just in case you've got a spam zombie on board or somebody's got an infected PC).

However, it isn't exactly cheap. Still, when you consider the time, bandwidth, user frustration and potential hardware upgrade costs, the price may look a lot more reasonable. You can check it out at http://www.barracudanetworks.com/

If you are in the market for an anti-spam appliance, the Barracuda Spam Firewall isn't your only choice. The impact of spam on internet businesses - even those who primarily use it for just email - is so great that a simple search for "anti spam appliance" will find you a number of alternatives to examine. Even McAfee is getting into the anti spam hardware game.

I'm hoping that it won't be too long before I can pick up a Bayesian multi-level anti spam, anti virus firewall appliance for my home PC that keeps me safe and cuts my need to delete without deep-sixing the email I want or costing me more than I can afford. I suspect it's on the way.

Credit Card Fraud - Credit Card Scam

brahim_bb_17@hotmail.com (brahimbb17) — Wed, 19 Nov 2008 08:39:00 +0000

Credit Cards are a convenient payment method, although they do carry risks. Fraud with the use of stolen credit cards is committed for the purpose of obtaining goods without paying, to obtain unauthorized funds from a bank account or to sell stolen information further. Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of credit and charge card fraud, it is not the only way fraud occurs. A more subtle form of fraud is misappropriation. The use of your card number (not the card itself) without your permission. Misappropriation may occur in a variety of ways. Examples are:

A phone caller says that you need only provide your card number and its expiration date to qualify for a special discount vacation
A thief rifles through trash to find discarded receipts or carbons to use the card numbers illegally
A dishonest clerk makes an extra imprint from your credit or charge card for his or her personal use

Fraudulent credit card information or credit cards themselves are usually obtained through:

Fake Web Sites
Theft
Pick Pocketing
Phishing
Credit Card Swapping at ATM Machines
Skimming

By being aware of the risks involved, knowing the types of credit card fraud and by following below guidelines you can protect yourself from credit card fraud:

Destroy your expired cards
Immediately sign new cards
Don’t keep your PIN in your wallet
Treat credit cards as if they were real money
Lost or stolen cards should be reported immediately
Be cautious when giving information to websites or unknown individuals
Verify transactions on your statement with your receipts
Keep an eye on the credit card when making transactions in shops
Don’t sign a blank credit card receipt
Don’t borrow your cards - if a friend wants to buy something on the internet and needs a credit card, be with him when doing a transaction or you do the transaction for him (he might become a victim of credit card fraud, due to lack of knowledge).
It doesn’t matter whether or not their website is encrypted. Encryption means that your data is secure between your computer and the merchant, not between your computer and the credit card processor. The merchant will have your card number regardless.If you’re buying from an unfamiliar or likely untrustworthy store, consider using a temporary/virtual card number that card companies like Citibank provide.

SECURITY TIPS FOR MERCHANTS

Watch out for suspicious behavior of your customers. Some characteristics are in common with fraudulent transactions, although none of this can be an actual proof of fraud it still remains a good measure of identifying suspicious behavior. This type of fraud can eat up your profits so watch out when a customer:

Buys a priced item on a new credit card
Purchases large amounts of expensive items and doesn’t seem to care for other amounts that can occur during the transaction (delivery, packaging…)
Making small purchases to stay under the floor limit
Asks what the floor limit is
Making random purchases with no regard size, price or quality
Takes the credit card out of his pocket instead of a wallet
Awkwardly or slowly signs the receipt
If asked, can not provide a photo ID
Validation date expired
Credit card seems counterfeited or information altered
Receipt signature differs from the one on the card

COMMON TYPES OF CREDIT CARD FRAUD

What are the common types of credit card fraud? Counterfeit Credit Cards, Account Take Over and Skimming. We are going to look at each one and describe it.

Account Take-Over

Obtaining personal information for a thief is just about the same as if he found a gold mine. If such occurs, the thief does not even need your credit card to empty your bank account. He phones your credit card company and changes your address information. Your current credit card will be reported stolen by him and he will request a new to be issued or he will order a second credit card on his name, pretending he is YOU, the authorized credit card holder, on the phone. This card will then be sent to the address which he changed before or he will obtain instructions where to collect it. Your statements also will be sent to this new address, making you unaware of the fraud. If you don’t get statements on a monthly basis at about the same day, you should contact your financial institution and check your records on file. Ask for address change or if any information has been changed without your direct approval.

A thief can also steal your new credit card when it still is in your postal box or anywhere on the way between the bank and you. This can be an organized crime scenario involving assistants, such as a postman who intercepts your mail before it is delivered to your address. A fraudster may even get a hold of information when credit cards are issued to a particular address, waits near your mailbox and takes your post. So if you get a notification about an important delivery, collect it as soon as possible, because the longer you wait, the bigger the chance for a fraudster to intercept it.

Counterfeit Credit Cards

Counterfeit or altered credit cards is in short, duplicating legitimate credit cards which are then used for fraudulent activities. Latest technology is used in accordance with lamination and embossing to create realistic looking credit cards. To the untrained eye these will appear real and you will not be able to recognize the difference, since a complete hologram as well as the magnetic strip is included in the fake credit card. How to identify such will be explained a little bit later, below.

Card Not Present

Obtaining credit card and personal information for unauthorized usage of such information for fraudulent activities over the internet, phone or mail.

Credit Card Skimming

Electronic card reader, Skimmer, is used in stores legitimately when processing a transaction. However in the hands of a thief such a tool can be used to gather information for later usage in criminal activities. Usually a small electronic device is plugged into the real electronic reader and now gathering information of everyone who purchased at the store or done a money request at the ATM machine. Or a portable skimmer is used to quickly swipe your card through the magnetic reader while you are not looking. Such information will be used for later unauthorized purchases or making of a new counterfeit credit card. Usually done in restaurants or similiar institutions where you usually temporary lose sight of your credit card.

Security Features On A Credit Card

In this example we will use a mastercard. Visa’s security features are very similiar and those features that do differ will be explained. A Credit Card usually has 16 (some visa’s have 13) numbers embossed on their front, and every card has a BIN code. The BIN CODE is the first 6 digits of a credit card:

The first 4 digits stay for the country and credit card company
The 5th digit stays for the credit card type (debit card, gift card, credit card)
The 6th digits reveals if the card is a partnercard, secondcard, company card…
The remaining digits stay for the account number, with the last character being the check-digit

Credit Card Embossing:

MASTERCARD - The first of the 16 digits is a 5. VISA - the first of 13 OR 16 digits is a 4
MASTERCARD AND VISA - First four digits will be printed below OR above the embossed number
MASTERCARD - Usually a MC character will be embossed next to the expiry date. VISA - “V”,”CV”,”BV”,”PV” characters will appear next to the expiry date
MASTERCARD AND VISA - Embossed characters should be in alignment, same size, height and style

If you see ghost images of other numbers behind the embossed it means that those have been altered. If those have been altered there is a big chance that the hologram (the shiny image which changes colors if you move it) will be damaged. Also check if the expiry date has been altered.

Credit Card Signature:

MASTERCARD - A repeated colored “mastercard” name should appear on all signature panels. VISA - Same scenario, but with the name “Visa”
MASTERCARD AND VISA - A changed or altered signature panel can be glued, painted, discoloured, erased or covered with white tape
MASTERCARD AND VISA - Credit card signature should compare to the one on the sales receipt
MASTERCARD AND VISA - Signature panel will have a partial account number followed by a three digit validation code (CVV)

REFERENCE(s)

Fraud Investigator

Conclusion du parfum droit

brahim_bb_17@hotmail.com (brahimbb17) — Tue, 11 Nov 2008 08:09:00 +0000

Conclusion du parfum droit

Si tu recherches le parfum, si tu es une femme recherchant un parfum de signature, ou un type achetant le cadeau de l'anniversaire de sa maman, tu devras savoir faire des emplettes pour eux.Savoir les manières au circumnavigate autour du monde fou des odeurs dehors là est important en t'obtenant l'arome exact que tu veus et n'ayant aucun regret au sujet de l'acheter.

Je suis sûr que certains, la plupart du temps types, n'auront aucune idée où commencer même quand entrant dans le magasin de parfum.Ainsi, dans leur intéret, voici quelques bouts qui peuvent aider :

1) les premiers, ont une idée de quel genre de parfum tu veus.Cela dépend de la personne qu'il est pour.Si tu es un homme, tu voudras une odeur masculine rugueuse et si tu es une femme, tu voudras plus léger et attrayant.Si tu veus être noté, tu voudras un parfum fort-sentant.Tu peus même obtenir des échantillons des magasins pour l'inspiration.Si tu es totalement coincé, demander l'aide et la trouvaille une d'un ami qui n'a aucun problème être honnête avec toi.

2) prochain, tu devras trouver le meilleur parfum compare les prix.Votre meilleur pari est des centres commerciaux.Cependant, si tu es sur un budget plus serré, tu peus toujours acheter des hypermarchés et des semblables.Il n'y a également aucun mal dans les boutiques de spécialités entrantes où ils font leurs propres parfums.Tu ne dois pas toujours opter pour les grandes marques.

3) quand au magasin de parfum, demander l'aide de l'aide.Expliquer à eux la situation, si tu recherches le parfum pour vous-même, ou pour quelqu'un d'autre.S'il est pour quelqu'un d'autre, est il pour un homme ou une femme ?Pour quel genre de personne est il ?Ce sont probablement les questions qu'elles te demanderont qu'et il est le meilleur pour avoir les réponses prêtes.

4) essayent beaucoup de parfums avant que tu décides.Ils peuvent tout sentir gentils, mais essayent de les évaluer sur différents aspects, tels que la force de l'odeur, la couleur, la bouteille et naturellement, le prix.Une fois que tu es satisfait de votre choix, acheter la petite bouteille.De cette façon, tu ne gaspillerais pas tellement l'argent si tu regrettes votre choix.

Ils disent que l'odeur que tu exsudes dépeint votre personnalité.Sur cette note, tu devrais trouver un parfum qui montre des personnes de votre nature et individu vrais.

Parfum Ou Cologne ?

brahim_bb_17@hotmail.com (brahimbb17) — Tue, 11 Nov 2008 08:06:00 +0000

Parfum Ou Cologne ?

Sembler bon a toujours été a doit pour chacun, particulièrement pour le sexe plus juste.Aller voir attrayant aura beaucoup d'avantages, comme obtenir des promotions du travail et élargir votre cercle social.Mais, ce qui beaucoup de gens tendent à oublier qu'elles ne pourraient pas sentir cela gentil.Tu pourrais être habillé pour tuer, mais peus également puer pour tuer aussi.

Beaucoup de gens ont différentes solutions au problème de l'odeur de corps (B.O).Certains appliquent le désodorisant supplémentaire avant de sortir.La logique à celle est que s'il n'y a aucune sueur, là n'est aucune odeur.Cette méthode fonctionne réellement, particulièrement pour les personnes qui sont contenu juste avec masquer leur B.O.Mais, et ceux qui veulent non seulement sentir gentils, mais vouloir également avoir un parfum de signature ?

La réponse est simple :Parfums et colognes.Ces deux ont été les amis fidèles du monde civilisé pendant des siècles.Mais, beaucoup de gens ne peuvent pas sembler les différencier.

1) le parfum est fait d'huiles essentielles avec des degrés différents de concentrations, basés sur la marque.Il est la plupart du temps fait d'eau et éthanol, les dissolvants, qui sont nécessaires pour diluer les produits chimiques.Sans eux, l'extrait d'huile pourrait nuire à la peau de l'utilisateur et même causer la mort si l'utilisateur a une réaction allergique.

Les parfums ont un plus long effet sur la peau humaine et durent normalement autour 7 à 8 heures.La force de l'odeur dépend du pourcentage d'huiles.La meilleure manière de porter le parfum est de pulvériser une brume fine dans l'air et l'a laissé t'enduire corps.Si elle fort-sent, jet juste quelques baisses à votre cou.

2) Colognes, ou UCE De Cologne, sont un autre type de parfum, mais en raison de sa popularité et unicité, elle a été classée par catégorie en tant que ses propres.Elle a normalement les huiles inférieures d'une concentration que le parfum, autour 2% à 5%.Ceci la fait perdre son parfum plus vite que le parfum, ainsi il est recommandé pour avoir une bouteille à portée de la main si tu es dehors pendant longtemps.

La meilleure manière d'appliquer Cologne est de la tamponner au fond de votre cou et sur tous les deux vos poignets.Ce sont des emplacements d'impulsion, qui dégageront réellement l'odeur à l'air environnant.

Les parfums et les colognes sont la meilleure manière de combattre B.O.Si tu partying dehors la nuit entière, il est vraiment en valeur lui pour avoir une petite bouteille de l'un ou l'autre autour avec toi.

Les trois genres de cheveux humains

brahim_bb_17@hotmail.com (brahimbb17) — Tue, 11 Nov 2008 08:05:00 +0000

Les trois genres de cheveux humains

Vite :Nommer les trois types de cheveux humains.Vite !Ce qui est celui, tu dis ?Cheveux principaux ?Cheveux de jambe ?… cheveux d'aisselle ?

Nope, nope et nope.Bien, bien, pas entièrement :Ceux sont trois des genres de cheveux sur le corps humain.Mais ils sont seulement un des trois types de cheveux humains qui apparaissent sur nos corps à un moment donné pendant nos vies.Deux de ceux, tu pourrais trouver probablement sur votre corps en ce moment (même si tu gardais tous vos vêtements dessus).Le troisième type serait plus dur à trouver sans de l'équipement de surveillance scientifique très sensible et sorte très spécifique de volontaire.

Mais plus sur cela bientôt.Sans davantage d'agitation, voici les trois biodégradations principales des cheveux humains :

Borne.Les cheveux humains terminaux sont le genre de cheveux que tu penses à le moment où tu penses aux cheveux.C'est les cheveux que tu es le plus intéressé avec.C'est les cheveux que votre styliste est le plus intéressé avec.C'est les cheveux que tu coupes et te courbes et mousse et gel -- mais c'est également les cheveux tu rases de temps en temps.Tandis que la plupart des cheveux terminaux peuvent être trouvés sur le cuir chevelu, la limite se rapporte réellement à tous les plus longs, les plus épais cheveux humains -- comprenant les cheveux faciaux, les cheveux d'aisselle et les cheveux de public.Chaque rive des cheveux terminaux est reliée à une glande sebacious, qui dépose les huiles grasses nécessaires sur elle.

Vellus.Les cheveux humains sont divers ;tandis que nous pensons généralement à des cheveux de corps ou à des cheveux de cuir chevelu quand nous pensons aux cheveux, nos corps sont couverts réellement dans les cheveux.Les cheveux de Vellus sont le "duvet de pêche" ce nous trouvent sur une grande partie de la surface de notre peau.Habituellement trouvé sur le visage et la nuque du cou, ces cheveux ne sont habituellement pas plus qu'un couple des millimètres long.Depuis les femmes et les enfants avoir moins de cheveux terminaux sur leurs corps que les hommes, cheveux de vellus est plus évident sur eux.

Lanugo.Non tous les cheveux humains peuvent être trouvés dans le miroir.Nous tous les cheveux eus de lanugo en même temps :Quand nous étions dans l'utérus.Puisqu'ils n'ont aucun "vrai" cheveu à parler de, les foetus accroissent des cheveux de lanugo tandis que dans l'utérus pour maintenir chaud.Après que nous naissions, ils sont remplacés par des cheveux de vellus (et, après un moment, des cheveux terminaux sur nos têtes).Il apparaît également si nous devenons jamais sous-alimentés pendant une période prolongée ;sans graisse nous maintenir aussi chauds, notre lanugo instinctivement développé de corps.Ce qui est plus, nous ne sommes pas les seuls mammifères avec le lanugo ;les éléphants et les joints l'ont aussi.

Es Tu S'ennuyant De Vos Meilleures Idées D'Amélioration De la Qualité ?

brahim_bb_17@hotmail.com (brahimbb17) — Mon, 10 Nov 2008 08:14:00 +0000

Es Tu S'ennuyant De Vos Meilleures Idées D'Amélioration De la Qualité ?

Le mois dernier j'ai parlé de garder vos changements d'amélioration de la qualité d'endroit
en utilisant un manuel que tu développes de la concession, procédures habituelles d'opération.Par
manière, si tu manquais cette issue, tu peus trouver elle sur mon site Web, et plusieurs plus tôt
aussi.

Ce mois je veux adresser lancer un projet d'amélioration de la qualité.C'est-à-dire, comment
tu décides sur quel projet à travailler ?Quelle issue ou processus cause les la plupart
gaspiller, fait la plupart de mal, est la plupart d'affectation du résultat inférieur ?Peut-être tu es a
le chef à votre emplacement et toi ont une idée de ce qui pose généralement des problèmes.Pour
citer, tu peut penser que les patients avec des cathéters obtiennent beaucoup d'infections.
Peut-être, la vérification des patients dedans à votre emplacement prend trop long et crée
un goulot d'étranglement.Peut-être les patients se plaignent au sujet de devoir attendre trop long au contrôle
dans au bureau d'un docteur.Il pourrait être que certains départements fonctionnent sous peu de
approvisionnements trop souvent.Il y a beaucoup d'autres possibilités.La probabilité est celle
à moins que tu sois directement impliqué dans le processus controversable, tu n'es pas probablement
averti de ce que les problèmes exacts se rendent et ne sont pas compte des solutions possibles.

Ceci nous mène à la conclusion qui afin de découvrir faire face de nombreux problèmes
chaque organisation, particulièrement en termes d'effort gaspillé, temps et argent, a là
pour être en place un mécanisme pour que les problèmes apprêtent aux chefs de l'avant
lignes de l'organisation.Il doit y a une manière pour que les chefs entendent parler du
problèmes de ceux qui sont directement impliqués.Par exemple, fait n'importe qui dans le votre
l'organisation savent quelles idées le personnel de nettoyage prend pour faire l'organisation
améliorer ?Quand je dis qu'il doit y a une manière pour que les idées apprêtent, je ne veux pas dire
que les seuls avec une voix devraient être personnel soignant et d'autres professionnels.
Plutôt, comme dans les plans d'amélioration de Baldrige, le personnel entier est impliqué dans l'amélioration
de la qualité.

Je sais de quelques hôpitaux où le conduite-président, le CFO, le ROUCOULEMENT, etc.-go dehors
plusieurs matins chaque semaine à parler au personnel à tous les niveaux et patients pour voir comment
les choses pourraient être meilleures et obtenir de la rétroaction positive au sujet de ce que sont les choses
aller bien.Peut-être à votre emplacement tu veus commencer quelque chose comme ceci.Comme le temps disparaît
par et car des suggestions sont mises en application, le personnel sentira plus en sécurité au sujet de faire
des suggestions.

La conduite doit s'assurer qu'en sécurité de sentir de personnel au sujet de faire des suggestions, non
la matière ce que la méthode de suggestion change est employée.Peut-être tu pourrais vouloir à
employer un aperçu anonyme pour rassembler des suggestions initiales.Après une partie de
des suggestions sont agies au moment, le personnel se sentiront comme les chefs veulent vraiment de bonnes idées
et sentira plus en sécurité les faisant connaître.Peut-être tu pourrais vouloir employer un conseiller
dans Healthcare maigre (plusieurs de ces idées que je suggère venu directement du maigre
Healthcare) pour enseigner au personnel les principes et les processus de Healthcare maigre et
d'autres outils comme peut sembler convenable.Cette approche aidera un grand début d'organisation
faisant à beaucoup les changements positifs rapidement, plutôt que d'en utilisant l'idée de lentement
la propagation des moyens du changement dans toute une organisation, en tant que préfèrent.

Quoi que votre processus initial d'avoir les idées filtrant vers le haut dans l'organisation,
après quelques idées pour l'amélioration de la qualité recommandée par la troupe être
avec succès mis en application et après que les améliorations et l'épargne soient faites connaître
dans l'organisation, il est temps de créer des manières d'avoir plus d'idées.Peut-être tu veus à
avoir les réunions régulières avec un chef indiqué et des représentants de plusieurs
fournissant les secteurs de personnel qui évoqueront des idées.Cela signifie que le reste du personnel doit
se sentir confortable au sujet de faire des suggestions à ces membres d'équipe.Si votre emplacement a
peu d'employés, alors peut-être il serait le meilleur pour avoir des réunions de personnel permanent avec tous
employés où l'ordre du jour inclut toujours l'heure pour des idées d'amélioration de la qualité
et pour des mises à jour sur des projets continus.Pour quelque méthode tu décides des travaux mieux
votre emplacement, soit sûr qu'une sûreté et une sécurité de l'atmosphère existe pour tout le personnel.
Ceci peut signifier aller autant que pour garantir qu'aucun personnel ne perdra là placer As
les améliorations créent plus d'heure d'obtenir des choses faites.

Ainsi, une fois que tu as un flux stationnaire des idées d'amélioration de la qualité produit par tous
dans l'organisation, lesquels si tu agis au moment ?Le mois prochain, j'aborderai cette
question.Cette issue que j'ai décidé de me concentrer sur l'étape de définir de six DMAIC du sigma
(définir, mesurer, agir, améliorer, commande).Après, je discuterai le segment de mesure.
Autrefois à l'avenir je couvrirai la dynamique d'équipe aussi.

The $500.00 A Month Plan

brahim_bb_17@hotmail.com (brahimbb17) — Fri, 07 Nov 2008 10:38:00 +0000

One way to make extra money or start a business of your own is by placing advertising which will pay a good profit. Selling printed information by mail can br financially rewarding. Classified advertising is the cheapest way to get into Mail Order and it is often possible to raise a fortune from these small ads. Just check any large publication such as Popular Mechanics, for their classified advertising section and you can see yourself the many ads.

"How would you like to receive $25 daily and keep all the money? For complete set-up rush $1 to (Your name and address)"

These small ads, running month after month would not be there if they were not profitable and making money. according to some of the promotional material being sent around the country, you could make up to $500.00 or possibly more by running the following classified ads over your name and address. They ask you to pick up a top national publication and test either one or both under "Money-Making Opportunities" headings and watch the dollars come in. I did not run any of these ads myself but was told they really are both profitable. Here are the programs and the advertisements:

You are supposed to fill orders you receive with a copy of this sheet you are now reading. Make photocopies or get a supply printed to send as needed.

"$500 monthly, work at home, receive money daily. For complete set-up send $1 to (Your name and address here)"

There are other variations of this plan, but all serve the same purpose: to sell printed information to people who are interested in making some extra money. (they say it is truly possible to make money with this plan).

If you have sufficient capital, some good pulling national magazines or Tabloids are:

*Popular Mechanics *Money Making Opportunities *Salesman's Opportunities *Specialty Salesman *Mechanics Illustrated *National Enquirer And many others to numerous to mention.

If you study the many classified ads in the big national publications, you may get a better idea of what the leading companies in Mail Order are doing. You will get a better idea of how classified advertising works. if you have limited capital, it would be wise to run your ads in smaller publications such as small newspapers, small Mail Order Publications and adsheets.

Yes! You can start your own advertising and mailing business at home and keep finances ahead of inflation but be sure you are involved in the kind of program that gives you a reasonable chance to be a winner.

Many such magazines tabloids and other good publications are available at your local news stand, library or through Mail Order. Many of them require a copy of the material you are selling with your ad and reserve the right not to print certain ads they feel may be injurious to the public or the image of their publication

Prove It! - Give Your Marketing and Advertising More Credibility

brahim_bb_17@hotmail.com (brahimbb17) — Fri, 07 Nov 2008 10:35:00 +0000

Your marketing and advertising won't be effective if your potential customers don't believe the claims you make. So how can you prove your that you can do what you say you can?

Tone it down. Even if it is possible, your claim that dieters can lose 50 pounds in a month probably won't be believed. Make it more realistic and representative of typical results.

Get customer testimonials. Let them see that others have had great results. Testimonials should be specific and include the customer's real name for the most credibility.

Positive media coverage will make you a star. Media coverage provides an implied endorsement from a respected source.

Get endorsements from experts. Respected authorities who say that your product or service is good make you look good.

Show a track record. Have you been in business for 20 years? Customers are more comfortable doing business with someone they believe will be around if there is a problem after the sale.

Cite statistics from a reputable source to back up your claims. There is a joke that 67.8% of all statistics are made up on the spot. When you use statistics, tell where they came from.

Make yourself accessible. Give a phone number or e-mail address where customers can contact you (or support staff) directly with questions. Phone numbers are especially valuable in creating the awareness that you are approachable by clients. Add live chat at your web site to resolve support issues.

And, never make claims that aren't true. If you are caught in a lie, it can be difficult or impossible to reclaim the trust of your customers.

Why Radio Advertising Could Be The Best Thing You Ever Did For Your Business

brahim_bb_17@hotmail.com (brahimbb17) — Fri, 07 Nov 2008 10:32:00 +0000

In the marketing world, radio has earned the reputation of
being the odd step-cousin. You know the one. No one
knows quite what to do with him. Especially at family
gatherings when everyone tries hard to avoid sitting with
him. (After all, who knows WHAT he'll start talking about.)

A good friend of mine, who's also a marketing consultant
but before that she sold radio for many years, has a theory
about that. She says radio works on a subconscious or
unconscious level. People remember the ad, but not that
they heard it on the radio. So, they tend to credit a different
medium for the ad, like the yellow pages. Yellow pages gets
a boost while radio drops a few points.

Much of that reputation comes from radio being tough to
track. On one hand, radio does work. Businesses do notice
an increase in sales when they add radio to the mix.
However, radio doesn't test well. In surveys and other
tracking methods, radio tends to be the one with the dismal
scores.

However, I feel there are possibilities beyond merely
reaching local customers.

Regardless, radio should not be ignored because it does
work. And many marketing consultants will probably tell you
radio is an excellent medium to reach a local market.

Internet radio shows are starting to take off in a big way.
That means advertising and sponsorship opportunities are
also taking off. In addition, "offline" methods have been
shown to be pretty effective at driving traffic online. If
increasing Web traffic is your goal, using traditional media
outlets to increase traffic should be a part of your mix.

Below are some other positive reasons to use radio:

* Affordable -- when you compare spot to spot, radio tends
to be one of the least expensive media out there. However,
one spot ain't going to do it. To reach your target market, you
need to purchase several spots. That's why radio can also
turn into one of the more expensive media. However, there
are ways to keep your costs in line yet still reap the benefits
of radio -- for instance, buying less spots but running them
all in one or two weeks, so your customers are more likely
to hear your message.

If people already know you (which they might in your local
market) they're more likely to be loyal. And they're more likely
to send other customers to your site. Depending on the
costs of radio in your community, radio may be a very
affordable way to get a good viral campaign going. (A viral
campaign is when your customers send promotional items
about your business such as e-mails, articles, Web site
urls, etc. to their friends and family members.)

* Psychological, if you voice the commercials yourself --
hearing your voice makes people feel like they "know" you.
(Hence the popularity of audio on Web sites. In fact,
marketing gurus claim just by adding audio to a site
substantially increases how many people buy.)

People tend to buy from people and businesses they know
and trust. Hearing your voice helps them feel as if they know
you. These psychological aspects may be another reason to
consider running a few radio ads in your local market even if
you have an Internet business.

* Speed -- you can get your spot up and running in no time.

* Loyalty -- listeners choose stations based on the music or
shows they like and they tend to be quite loyal to that station.
If you know what your customers enjoy listening to, it's an
excellent way to reach them. (I include both music and talk
shows in this.)

* Good support medium -- radio works really well when
paired with other marketing mediums (like print, direct mail
or television).

But for every positive, there's a negative. In the spirit of being
objective, here are a few for radio:

* Background medium -- radio tends to be on in the
background, which means it tends to be ignored. Generally,
your target market needs to be exposed to your ad more
times than other marketing media before they'll act upon
your message.

* Little staying power -- the lack of visuals again keeps radio
from "sticking" with people. At least, that's what some of the
marketing gurus say. But, here again my marketing
consultant friend differs. She thinks it's that subconscious
thing again.

And if you can write a spot that creates pictures in your
customers' heads, you can actually work this to your
advantage. In fact, according to my friend, if the picture is
defined enough, not only will people remember it better, but
they'll also think it was a print ad instead of a radio ad. (More
on the art of creating pictures using words in later issues.)

* Hard to track – it's impossible to know exactly how many
people are tuning in at any given time.

A final note: Because radio is subconscious, keep that in
mind when crafting your ad. Repeat your business name a
lot and any other branding info, so it gets into your
customers' heads. Don't put in phone numbers. Instead,
purchase a memorable Web site domain name and repeat
that. And remember to create "pictures" whenever possible.

Creativity Exercise -- How can you use radio in your
business?

Would radio work for your business? Let's find out.

Take out a sheet of paper and a fun pen. (I'm partial to gel
pens.) Draw a line down the center.

On one side, put the header: Why advertising on radio is a
good idea for my business. On the other side, put the
header: Why advertising is a bad idea for my business.

Now pick a side and start writing down reasons.

For instance, let's say you started with the bad idea. One of
your reasons was: My product is completely visual. You
could turn it around by saying "Because my product is so
visual, I'll have to work harder to create pictures in my
customers' minds. And because the customers create their
own pictures, they're more likely to remember them."

Or what if you started with a good idea, and one of the
reasons was: "Because my business is local." You could
turn it around and say "Because radio is holding me back --
I'm only reaching this local market." (Ah, now I'm even going
against what I said earlier. Maybe with this statement you
could look for ways to get your customers to spread the
word outside the area about your business.)

You might be more comfortable starting with the side that's
easiest for you. Then when you work on the other side, you
can simply turn the reasons around.

As you saw by my last example, you'll be amazed at what
comes out when you do this exercise. Even if you don't
change your views on radio advertising, you may come up
with new and powerful insights to your business.

chart (geography)

brahim_bb_17@hotmail.com (brahimbb17) — Thu, 30 Oct 2008 18:18:00 +0000

chart (geography)

1 Presentation

chart (geography), representation drawn or printed on a surface punt of a geographical area generally corresponding to a portion of the surface of the Earth.In the majority of the cases, a chart is a diagrammatic representation rather than illustrated of a given zone;it contains usually various commonly allowed symbols, which indicate the inherent characteristics, artificial or cultural of the area represented.

The essential problems involved in the development of a chart are the representation of a curved surface (Earth or part of the Earth) on a plan, and the choice of the scale.Before the appearance of the computers (see Cartography), the establishment of charts required multiple talents:capacity to discover and select information coming from various sources on various aspects of the geography, then to synthesize the results in a whole of data simple, coherent and exact;gifts of originator to create the final chart able to correctly communicate the "message" intended for readers of various origins;a manual dexterity to represent information by using symbols, lines and colors to make readable the whole of the chart;knowledge of graphic design to simplify often complex reasons.

There is not a "correct" way to make a chart.The way in which it is carried out depends on the goal of the chart, the tools available to the cartographer and its knowledge.

Chart of the world of the xve century

2 Types of chart

One can use charts for various reasons, which explains the existence of various types of specialized charts.

2.1 Topographic charts

The topographic charts are generally used to represent terrestrial areas.They indicate the inherent and artificial characteristics of the area represented:they can thus comprise the grid system (roads, railways, channels, paths, airports), hydrography (river, lakes, aspects of the coasts), the dwellings (villages, boroughs, cities), the form and the altitude of the relief, etc.The political limits, which mark separations between departments, areas and States are also specified.Because of the great diversity of information which they comprise, the topographic charts are generally used as charts of reference for an everyday usage.

2.2 Specialized charts

The sea charts and aeronautical are among most significant of the specialized charts.The sea charts are used for navigation;they cover the oceans.Figures indicating the depth of water to low tide are laid out with intervals brought closer on the corresponding parts of the chart.The shallow waters and the hollows are surrounded by a circle or in are grayed so that they appear more clearly, and the limits of the channels are indicated by lines.The nature of the bottom (sand, mud, rock, etc.)is also specified.The exact localization of the headlights, the buoys and other assistances with navigation is one of the significant characteristics of the sea charts.Certain reference marks of the coasts, like raised buildings or peaks, are also indicated because they make it possible to the navigator to establish his position.The aeronautical charts that one uses in flight resemble the topographic charts somewhat;they indicate in more the site of the radio beacons, the air routes and the zones covered by the channels of radio guidance.

Among other charts specialized appear charts political, which retains topographic characteristics only the limits of the cities and the borders political, geological maps, which shows the geological structure of a zone, like good of other charts, which indicate for example the geographical distribution of harvests, the use of the ground, the height of precipitations, the number of inhabitants.The relief maps represent an area given in three dimensions.To accentuate the relief, the vertical scale represents several times the horizontal scale in general.The relief maps are very much used for the design of plans in engineering and in the military field.

Chart of Eastern Europe

Est

3 fundamental Characteristics of a chart

The recourse to a system of symbols is essential to easily read a significant quantity of information.Many symbols frequently used in general are well accepted and are immediately included/understood.Thus the cities, large and small, are indicated by points or zones of shade;the rivers and the rivers are often printed in blue, just as the stretches of water;the political borders are marked by ribbons of color or dotted lines.A cartographer can however be brought to create a great number of symbols to satisfy such or such need.For example, a tent can indicate the presence of a camp-site and cross pickaxes can mark the site of a mine.The legend of the chart explains the symbols used.

3.1 Geographical grid

It is necessary to refer to the geographical grid of the chart to locate a point or to indicate the extent of a zone.This grid is consisted by the meridian lines in longitude and the parallels in latitude.To convention, one counts 180 of longitude is and 180 of western longitude compared to the meridian line of Greenwich, which has as a value 0.In the same way, one counts 90 of northern latitude and 90 of southern latitude compared to the parallel of the equator, which has as a value 0.Each point on a chart can be defined with precision by indicating its value in degrees, minutes and seconds for the latitude and longitude.True north is in general placed in top of the chart, which also contains a pink of the winds directed towards the magnetic pole or another indication of a magnetic variation.

3.2 Scale

The scale represents the existing relationship between the distance which separates two points on the Earth and its representation on the chart.The scale is in general appeared as figures, like 1/100 000, which means that unit measured on the chart (in fact 1 cm) corresponds to 100 000 times the same unit on the surface of the Earth.The scale is specified in the margin of the majority of the charts, which often also present a tick-marked line indicating the length on the scale of one, of five or ten units, often of the kilometers.

The charts on a very large scale (higher than 1/10 000) are called plane.The large-scale maps go from 1/10 000 (where 1 cm on paper is equivalent to 100 m on the ground) to 1/25 000, the average scale goes up to 1/100 000 and the small scale starts with the charts with 1/200 000 (where 1 cm on paper is equivalent to 2 km on the ground) or 1/250 000.

The most detailed large-scale maps are often those which show the property of the grounds and the buildings.These charts are often made on scales varying between 1/500 and 1/5 000 and it is not need to generalize or simplify much the information which one wants to represent.The more one zone is densément populated, the more the scale used will be large.

The charts on a small scale, as those which are reproduced on the atlases, must on the other hand be strongly simplified.The roads, for example, are often widened and can be moved to facilitate perception, provided that they remain placed correctly the ones compared to the others.

The ordinary topographic charts, as those which are produced by the national geographical Institute (IGN), are on a 1/100 000 scale, 1/50 000 and 1/25 000.For the military charts, the scale can go up to 1/15 800.Since the beginning of the century, a certain number of countries take part in the development of a standard chart of the world on a 1/1 000 000 scale.

3.3 Representation of the relief

The relief is represented by level lines, which join the points of the zone concerned which are with the same altitude.The value of the interval between each curve can vary, because it depends on the importance of the relief and the scale of the chart;for example, interval can to be of 50 m, so that the cartographer, when it draws the chart, connects by a feature initially all the points which are to 50 m above the sea level, then those which are to 100 m, 150 m and so on.The shape of the level lines gives an exact idea of the shape of the hills and depressions, of which the heights and the depths are indicated by the curves themselves.Thus, the strong slopes are revealed by brought closer curves.

It is possible also to indicate the heights by using various colors or dyed, as well as hatchings (short parallel lines) or shades.In the case of the colors, one represents the of the same zones height while exploiting various colours;for example, all the part ranging between 0 and 100 m above the sea level is colored in clear green, the part between 100 and 200 m appears in a darker colour and so on.The hatchings are used to indicate the slopes;they are all the more marked and brought closer that the slope is accentuated.In fact often only the slopes exposed to south-east are hatched or ombrées, which suggests to some extent a sight of plane of the area lit by the light of the North-West.The carefully drawn shades and hatchings do not indicate the heights, but they are more easily interpreted than the level lines, and one uses them sometimes together for reasons of clearness.
4 Projections

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A chart must have the shape of a sphere to represent all the surface of the Earth without introducing deformation;one speaks in this case about sphere.A chart punt cannot appear with precision a round surface, apart from not very wide areas where the curve of the Earth is negligible.

When it is a question of representing areas of average or large size accurately, the chart must propose a compromise between deformations relating to surface, the distance and the direction.In certain cases, the cartographer can privilege one of these elements to the detriment of the others, which lose then in precision.One employs the term of projections to indicate the various ways of preparing a chart with two dimensions of the surface of the Earth;one distinguishes geometrical projections from analytical projections, according to the technique of development adopted.Geometrical projections are classified according to the type of surface used for the establishment of the chart, like the cylinders, the cones or the plans;plane projections are also indicated by the term of azimuth or zenith projections.Analytical projections are based on mathematical calculations.

4.1 Cylindrical projections

When it carries out a cylindrical projection, the cartographer considers the surface of the chart as a cylinder which surrounds the sphere and is in contact with this one on the level of the equator.The parallels are prolonged apart from the sphere, as parallel plans which cut the cylinder, while remaining parallel to the equator.Because of the sphericity of the sphere, the parallels near the poles are gradually brought closer from/to each other when they are projected on the cylinder;moreover, the projected meridian lines are represented like parallel straight lines, which are perpendicular to the equator and are prolonged towards the North Poles and South.Once projection carried out, the cylinder is supposed to be cut out in the vertical direction then unrolled flat.

The chart obtained represents the surface of the world like a rectangle with in longitude the regularly spaced meridian lines and latitude the parallels laid out in an unequal way.Although the areas are very deformed near the poles on a cylindrical projection, one finds on the chart the proportions which are those of the areas in reality.

The Flemish geographer Gerardus Mercator was based on mathematics to develop a well-known type of projection which bears its name and are connected, with certain modifications, with cylindrical projection.A chart of Mercator is precise for the equatorial areas, but appreciably deforms the areas located in high latitudes.However, the directions are represented accurately, which is particularly interesting for navigation and corresponded to the preliminary draft of Mercator.Any line cutting two meridian lines or more according to the same angle is represented on a chart of Mercator by a straight line, called line of rhumb.This one represents in the case of a ship or a plane a direct road established using a compass.A navigator can decide his road using a chart of Mercator by simply tracing a line between two points and while following on the chart the direction given by the compass.
4.2
Azimuth projection

Azimuth projection corresponds to a projection of the sphere on a plane surface which can be in contact with the sphere at any point.Azimuth projections gather plane projections of type gnomonic, orthographical and stereographic.The azimuth projection of surface equalizes and equidistant azimuth projection return to two other types of plane projections;they cannot be projected, but are conceived according to a tangent plan (in contact).Gnomonic projection corresponds to projected rays of the center of the Earth.In an orthographical projection, the source of the rays is ad infinitum, and the charts designed according to this process give the impression that the Earth was photographed since cosmos.In the case of a stereographic projection, the source of the rays is a point which is diametrically opposed to the tangent of the plan on which projection is carried out.

The nature of projection varies according to the source of the rays.Thus, gnomonic projection covers zones smaller than a hemisphere whereas orthographical projection covers the hemispheres;equivalent azimuth projection and stereographic projection correspond to broader zones, and equidistant azimuth projection relates to the entire sphere.However, in all these types of projection (except for equidistant projection azimuth), the part of the Earth which appears on the chart depends on the point on contact on the imaginary plan with the Earth.A chart of projection planes whose plan is tangent on the surface of the Earth on the level of the equator represents the zone of the equator, but cannot be reproduced all the area on a chart;if the plan is tangent with the one of the poles, the chart represents the polar areas.

Insofar as the source of gnomonic projection is in the center of the Earth, all the large circles (the equator, each meridian line and all other circles dividing the sphere into two equal parts) are represented like straight lines.A large circle which connects two points on the Earth always corresponds to the shortest distance between these two points.This is why the gnomonic chart is very useful for navigation when it is used with the chart of Mercator.

4.3 conical projections

In this type of projection, one supposes that a cone is placed at the top of the sphere.After projection, the cone is supposed being cut out and unrolled on a plane surface.The cone is in contact with the sphere on each point of only one parallel;the chart obtained is extremely precise for all the zones located close to the parallel, but it becomes very deformed for all the other zones, by respecting the exact report/ratio of the distance from these zones to the standard parallel.

To reach a highher degree of accuracy, the conical projection in conformity of Lambert starts from a cone which passes by part of surface of the sphere and cut two parallels.Because of the precision obtained by this type of chart in the immediate proximity of the two parallels, the zone represented between the standard parallels is deformed than the same zone reproduced by a single conical projection.

Polyconic projection is a type of projection much more complex, which brings into play a series of cones, each one of them being in contact with the sphere with a parallel different, and only the zone in the vicinity immediate of each parallel is used.By gathering the results of the series of limited conical projections, it is possible to cover a broad zone with a very high degree of accuracy.Because a cone cannot be in contact with the sphere in the polar and equatorial areas most distant, various conical projections are used to represent relatively small areas in the moderate zones.The polyconic charts offer a good compromise between the representation of surface, the distance and the direction in the case of small areas.

4.4 Mathematical calculation

A certain number of projections, according to the devoted term, were developed using mathematics to appear in detail of the significant zones in a small scale.The charts based on mathematical calculations represent the whole Earth in circles, ovals or according to other forms'.In the case of specialized charts, the Earth is often drawn while not following the original form of projection, but with joined and irregular parts.The charts of this type are called stopped projections and include/understand the projection of Goode and the equivalent projection of Eckert.

5
Realization of a chart
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The most significant progress in the manufacture of the charts came from the techniques of remote collecting, i.e. techniques which truly gather data on an object without the touch, in particular the air photography (which includes/understands photography with infra-red) and photographs it by satellite.Total Positioning System (GPS) implements the triangulation by satellite, which reduced the margin of error considerably when it is a question of locating exactly points on the surface of the Earth.The recourse to the computer to draw charts counts among the most recent innovations

5.1
Observation

A chart rests essentially on a meticulous survey of the geographical sites and relations existing between a great number of points in the area considered.Today, almost all the original charts call upon the aerial observation in addition to the information obtained by the usual techniques of topography.The images obtained by satellite get a great number of precise information concerning the site of mineral deposits, the tentacular urban development, the penetration of the vegetation and the various types of grounds.

5.2 Compilation and reproduction

Once the data gathered, the chart must carefully be prepared according to its final destination so that all relevant information is communicated clearly and precision.The surveys and the photographs carried out are then used to enter a great number of points on a grid of cross lines which correspond to the projection chosen for the chart.The heights are indicated and the level lines, if they are used, are directly drawn from stereoscopic pairs of photographs.The roads, the rivers and the rivers are drawn according to the same process, as well as the site of the other elements of the chart.

The preparation of a chart for the impression starts with a series of sheets, at a rate of a sheet for each color used.These sheets are composed of a plastic covered with an opaque substance;the lines and the symbols are traced on surface using a sharp-edged instrument of engraving which removes the opaque layer, according to a technique which concerns the lithography.Each one of these sheets constitutes negative from which is carried out a lithographic plate.

There are also orthophotocartes, whose base is made up true photographs.The charts of this type are a mosaic of parts of carefully cut out air photographs, which were modified using a orthophotoscope to eliminate the deformations from scale and angle.It is possible to record information on the co-ordinates of a geographical area and on the distribution of the statistical phenomena of this zone.An instrument as a continuous graph plotter makes it possible a computer to carry out charts by using the recorded data.It is possible to post on a video screen the charts created by computer, which can be easily modified by an operator.The charts of this kind make it possible to provide an animated image of a change for one determined period, because the data of the chart and the later modifications are recorded.

A seminar on self-help change your life?

brahim_bb_17@hotmail.com (brahimbb17) — Fri, 24 Oct 2008 17:43:00 +0000

Self-help is a new thing, if you choose to participate in the self-help, read a book of self-reliance, or to consider the mentor, it is certainly not shy from taking measures to make the benefit not only of yourself, but other people in your life. While reading books, and the right to talk with people can make a world of difference, this seminar in May is certainly more close approaches to improve your own. Is important in your life that you feel you can improve, you can rest assured that there is some kind of seminar or program where you can attend only I can not give you in the right direction it needs.

Is your business-sponsored a seminar on self-improvement you

If you wish to participate in a seminar of self-help, you may want to consider talking with your employer to sponsor the participation in such an event. Depending on the type of help you need, whether the motive, and management skills, more effective time management, leadership, compensation or any other nature that are worth trying. Many employers to be able to trust that this seminar is not only a good idea to improve your own, but it would be better for the company as well. If May to take a little persuasion, and the right to the person who says your employer for the care certainly worth trying.

Seminar decide whether you deserve to

It is important to bear in mind that not all self-help seminar sessions will be angry money. It is important to know as much as you can about the seminar in advance, they tend to be expensive. It is important to understand the costs of some programs and the cost of the seminar would entail, are they staying overnight? Does the food? Is there accommodation included? What kinds of programs that can be expected from such a seminar or conference?

May also want to discuss the impact of the seminar that some events have had on those who attended them. Found on a personal Web site is not always the kind of thing you want to rely on when it comes to these programs. Some people are looking at a seminar that they are, and talking to people who know the goals are similar to those you and see if he can reach with assistance from the program.

Selection of the right to self-help seminar, not always easy, nor whether it was useful to you. For those who are really self-improvement seminars can to help them achieve their goals, examine and one is not only a good idea, but an important step in achieving these goals.

4 options for new hairstyles - Help your next visit lounge

brahim_bb_17@hotmail.com (brahimbb17) — Thu, 23 Oct 2008 08:49:00 +0000

Every woman goes through times when she can not her hair. It helps to understand that you are not alone in that experience. If you focus on some basic options for your hair that you could achieve a better hairdo that make you happy. A good hair day, like a new pair of shoes, absolutely you feel better. And if there is something you can do to create a good hair day, a good haircut will help you much in the long term.

It is important that you select a hairdresser that you are comfortable with. Someone who understands what you want and has the experience to give you this style. When it comes to hair salons, you usually get what you pay. If you try to get a new style at a discount store where you pay $ 5 for your cup, you should not expect much.

The 4 basic options for your hairstyle are changing the length and / or adding layers, adding noise, add or lowlights and highlights change color. If you do not want a radical change, you can go with only one change to both gradually a different aspect.

Change in length and / or adding layers: the major trend today is to go shorter. The short and medium bob hairstyles are replacing the long and curly hair last year. If you are too afraid to go really short, try just a few inches at the ends. If you do not have layers at the moment, you want May to experiment with adding some layers. For best results, appointments with a layer so it will be easier to maintain and grow if you do not like them. Diapers are a great help for lay thick hair and smooth the creation of depth and movement in a style.

Add Bangs: Bangs are big right now. You can go with a small bang that commitment is long and swept side of the surface. Then there are the layered bangs, full bangs, short and choppy bangs striking variation. In general there is usually a kind of detonation that will work with any hairstyle. Bangs help soften the facial features in place and make you look younger. They may require a little more time in the style in the morning, especially if you are difficult to manage hair.

Add Highlights, Lowlights: A few strands here and there are a great option SPRUCE your hair and your face light up simultaneously. If you do not want to cut your hair and are undecided on the style, perhaps starting with some highlights.

Change your colors: Nothing changes as another hair color. If you want to go more than 2 shades darker or lighter than your natural color hair, it is strongly recommended that you go to a professional hairdresser. There are many good hair color products you can buy at your local pharmacy and apply yourself.

In short, if you want to change your hair, there are many options available to you. You do not need to go with a certain hairstyle, just make minor adjustments to your style and create your own new look.